Focused review

Payment Authority Audit

Walkthrough and sample testing of who can initiate, approve, and release payments — including dormant signatories and shared tokens.

At a glance

Typical duration
One to two weeks
Delivery
On-site preferred at your payment desk
Fee basis
From HK$45,000
Prepared for
CFOs and internal audit

Next step

Share your entity list and bank account count. We return a proposed perimeter and fee range within two business days.

Request a scoping call

Purpose

Payment factories and lean treasury desks accumulate exceptions: leavers still on mandates, dual-control bypassed for “urgent” releases, tokens shared across shifts. This audit maps the intended authority chain against what bank records and staff interviews show.

Included

  • Comparison of bank mandates to HR leavers and current role charts
  • Observation of a live payment run where feasible
  • Sample of high-value and weekend/holiday releases
  • Findings ranked by likelihood of unauthorised or single-control release

Preparation

Provide current mandate copies, approval matrices, and a three-month payment extract before our visit.

Fee and next step

From HK$45,000, depending on channel count (host-to-host, portal, cheque). Request a scoping call.